Nonprofit organizations are founded and operated with a focus on mission to serve their communities. This makes them different from businesses, which operate with a goal of making a profit for their owners. Yet nonprofits share many characteristics with businesses -- both have revenues, expenses, personnel, and facilities. Like businesses, nonprofit organizations sometimes need cash in the form of a loan to operate their programs effectively. Astute managers and boards understand that loans can be a tool that can help their nonprofit grow and succeed. This guide is designed to help nonprofits understand loans, uses for loans, and when it makes the most sense to consider this financing option.