“NAF is proud to partner with One Roof as it makes housing affordable for more families in the Duluth area.”

Phil Hatlie, Senior Loan Officer, Nonprofits Assistance Fund

One Roof Community Housing is committed to providing housing services, and building and sustaining affordable homes and healthy neighborhoods in Duluth and the surrounding communities.  Its mission is to make home ownership possible for low-income families through purchase, renovation, and maintenance that will allow a family to keep a home as long as they like. One Roof offers a range of services including affordable homeownership opportunities, home-ownership counseling, home and rental rehab lending and down-payment assistance, resources and support for positive tenant landlord relations, and a tool-lending library.

Formed by the merger of Northern Communities Land Trust and Neighborhood Housing Services in 2012, One Roof maintains ownership of the land and sells the building to low-income families at a more affordable price. Over the past 12 months One Roof has helped 58 clients purchase a home and 81 families with home rehab loans.

NAF is proud to partner with One Roof on a working capital loan for Common Ground, a licensed general contractor and wholly owned subsidiary of One Roof. Common Ground is One Roof’s social enterprise that brings the same commitment to mission and values to its private customers that it does to its work with One Roof.